Funeral cost calculator
Many South African families discover too late that their cover does not pay for the funeral they want. Adjust the costs below to match your family, and see how much cover you actually need.
Your funeral estimate
Bar compares your estimate with the commonly quoted R84,000 for a funeral with catering for 50 guests. Figures are estimates for planning, not financial advice. Your actual premium depends on age and the insurer.
Compare funeral cover for this amount
Funeral costs in South Africa — common questions
How much does a funeral cost in South Africa?
Published estimates put a South African funeral at roughly R23,500 at the low end to R86,000 or more. A funeral with catering for about 50 guests is commonly estimated at R70,000 to R84,000. The biggest variables are the coffin, catering and the number of guests.
How much does a coffin cost?
Coffins range from about R6,000 to R50,000, with an average of around R8,000.
How much funeral cover do I need?
Enough to pay for the funeral your family would actually hold, without borrowing. Add up the main costs and choose cover at or slightly above that total for each person you want to cover. Remember that many policies have a waiting period (often six months for natural death) before they pay out.
What does a grave cost?
Grave digging and plot fees are set by municipalities and typically range from about R1,000 to R6,000.
Is this calculator free? Will I be called?
The calculator is free and you can use it without entering any details. You are only contacted if you fill in the form and tick the consent box — then up to three vetted providers may contact you with quotes.